Master the Concept of Infinite Banking

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The Money Blog

Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.

  • What to Consider When Picking Life Insurance Beneficiaries

    Life insurance plays an important role in protecting your loved ones if something happens to you. Therefore, choosing the right beneficiary for your policy is one of the most important processes after securing the coverage. In the world of life insurance, the beneficiary is the one who receives life insurance payout when the insured person…

    Read more »: What to Consider When Picking Life Insurance Beneficiaries
  • Risk management

    One of the fundamental pillars of risk management is investment diversification. Prudent Advisors recommend their Clients strategically spread investments across a range of assets, such as stocks, bonds, and real estate, reducing exposure to the volatility of any single investment. This diversification approach aims to optimize returns while minimizing the impact of market fluctuations, aligning…

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  • Insurable interest

    What is Insurable interest? The term “insurable interest” is used to describe the legal and financial interests of a person or company in an insurance policy. It means, in simple terms, that the person or entity buying the insurance has a stake in protecting the insured property or person. The stake is to ensure that…

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The Premier Channel: Bankers Vault

Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.

The Podcast: Wealth on Main Street

North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.

  • The complex world of Indexed Universal Life (IUL) policies is often misunderstood by the very agents selling them. According to Robert Rikard, Partner at Rikard & Protopapas LLC, it boils down to a lack of proper education. Agents are taught how to pitch the product but rarely understand its intricate mechanics. Robert’s experience litigating IUL…

  • What happens when agents prioritize high commissions over your best interests? Indexed Universal Life (IUL) policies become ticking time bombs. Robert Rikard, partner at Rikard & Protopapas LLC, warns that cherry-picking high-commission products as the sole strategy for clients often leads to financial ruin. Life insurance is a valuable tool, but when agents don’t fully…

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