“Why are these generational wealth experts giving away their game-changing secret to wealth accumulation without risk in their bestselling book?”

Jayson Lowe and Richard Canfield Are Giving Away 1,000 Copies of Their #1 Bestselling Book to Show How their Proven Process Can Secure Your Family’s Wealth for Generations.

Reviews

“Lowe and Canfield deconstructed and then reconstructed personal finance in a way that gave me complete clarity on how I can create generational wealth for my family and me.“

Hamish Knox

Entreprenur

“In a time in America and around the world where we don’t know what is for sure anymore. This book shows where you can take back control, own all the gold, make the rules.”

Kary Oberbrunner

Wall Street Journal bestselling author

“Their approach to wealth management is not only innovative but also necessary in today’s economic landscape.“

Dave Wolcott

Author

Possibly the most controversial wealth-building book for families ever released…

From The Memo of Jayson & Richard
Edmonton, Canada.
October 6


Dear Wealth Builder,

If you want to create a legacy of financial independence for your family…  

And ensure that your wealth grows steadily, no matter what the economy throws your way…

Then this will be the most important book you’ll ever read.

Here’s why:

My name is Jayson Lowe, and seventeen years ago, I was drowning in debt.  

My family’s financial future was uncertain, and we were handing control of our money over to banks and institutions that didn’t have our best interests at heart.  

I was desperately searching for a way to break free from this cycle…  

To protect my wife and new born son from the financial stress weighing us down.

Then, one day, in 2008, I was introduced to a concept that changed everything for us.  

A concept that my mentor, the legendary Nelson Nash, coined and taught me personally:  

The Process of Becoming Your Own Banker.

This wasn’t just another financial strategy; it was a complete shift in how we viewed money and wealth.  

We took control of the banking function as it related to our needs, and everything changed.

Now with 4 kids and a group of companies, we are free! 

This means:

No more relying on commercial banks…  

No more stressing about debt…  

No more feeling powerless over our financial future.

Instead, we paid off our 40-year mortgage in just seven years…  

Saved hundreds of thousands of dollars in interest…  

And now, we live a debt-free life where our money works for us, not the other way around.

But it’s not just me.

Richard Canfield, my co-author and partner in this journey, was on a similar path.  

He, too, was mentored by Nelson Nash and transformed his family’s financial future using this same process we are going to teach you about.

Every North American family needs to learn this critical knowledge to change the financial trajectory of their family’s future.

Together, we’ve spent 16 years educating and coaching families and business owners across the North American continent…  

Helping them take control of their financial destinies just like we did.

And the best part?

This isn’t just about us—it’s about YOU and your family’s future.

Imagine your children growing up with not just financial security but also the wisdom and roadmap to build their own financial future—free from stress.

Picture them stepping into adulthood armed with the knowledge and tools to manage wealth effectively, ensuring that your legacy not only survives but multiplies for generations to come.

If we can do this, so can you.

This book is your guide to taking control of your financial destiny and creating a legacy of wealth that lasts.

It all starts with mastering the banking function in your life (and don’t worry, we’ll show you exactly how).

Once you do, you’ll watch your wealth grow every single day—no matter what’s happening in the economy, politics, or the stock market.

This is real, lasting change.

Everyone thought it was too good to be true, and that we were just dreamers…

But we couldn’t ignore the possibilities.

So, after a lot of research, sleepless nights, and endless discussions…

We took the plunge into a financial strategy that seemed almost too simple.

And everything changed for us.

We’ve helped families pay off their mortgages years early 

We’ve seen people who once struggled with debt now in complete control of their finances, building generational wealth that’s safe from market volatility and government interference. 

Families are now financing their own major purchases, from homes, cars, businesses, equipment, even investments without ever relying on traditional banks. 

They control all the terms of their deals, and they even co-own the lender, so they share in the profits! 

Meanwhile, their assets keep growing steadily, every single day, giving them a strong, reliable financial foundation that they can quite literally ‘bank on’.

They have the freedom to do what they want, when they want, on their own terms.

And it all started because they took control of the banking function in their lives.

If they can do it, so can you!

We’ve also deployed this wealth-building strategy across countless families and individuals…

Helping them achieve financial freedom and peace of mind. There is nothing quite like the feeling of being in control over your financial destiny and the confidence that it brings.

And let me tell you, a big part of this system’s success is that it can work for everyone.

All you need is a commitment to your education and positive cashflow (that is, more money coming in each month than going out)

And the results my clients have experienced? They’re nothing short of extraordinary. 

We’re talking about people cash-flowing their goals without ever relying on traditional banks.

And the best part? This is just the beginning of what’s possible.

We’ve also used this strategy to…

Help a family pay off their mortgage 13 years early by leveraging a financial strategy…( they redirected interest payments back into their own banking system).

Guide a family to secure policies for their grandchildren…redirecting funds for future education and business opportunities, with the goal to pass on wealth to the next generation.

Transform a skeptic into a believer…after two years… he now uses his banking system to redirect his positive cashflows giving him the freedom and flexibility to do whatever we want, whenever he wants.

Help a couple to finance their children’s education, purchase new vehicles, and pay off their mortgage—(all while redirecting the payments back into their own family banking system).

Empower individuals to take control of their finances, redirect payments into their banking system while knowing their loved ones are taken care of in the event of their death

We’ve helped families, from those just starting out to those securing their legacy for future generations.

People from all walks of life have used our strategies to gain flexibility and freedom in achieving their goals.

Whether it’s paying off mortgages early, financing their children’s education, or achieving financial freedom—all while keeping the wealth within their own family.

But before I dive into the details, let me show you some more proof…

1,400 Customer Reviews

Who Needs This ‘Wealth Building Strategy’?

Are you a real estate investor…. looking to secure more deals, build up capital, and contain more of your lifelong portfolio’s cash flow?

Are you a supplier handling lots of inventory needs— seeking a reliable way to secure large purchases, maintain ready access to capital, and recapture those funds for your next big project?

Are you a loving parent — who wants to leave a lasting legacy for your family that is protected from heavy taxation while passing on generational wealth?

Are you a recent graduate bursting with ambition, eager to plant your flag in the world but still figuring out your path? Infinite Banking could be your first step to building savings while you gain momentum and create a strong, stable financial life.

Do you have student loans, a mortgage, or car payments that seem to make wealth-building feel impossible? Imagine paying off your debt through your system and recapturing the flow of payments to save for retirement.

Are you eyeing your next car but dreading the idea of taking out another high-interest loan to make it happen? Or potentially worse paying cash and draining all of your nestegg to simply try and avoid a monthly payment…but leaving yourself vulnerable to an uncertain economy?

Are you past your mid-years and worried about not having enough saved for retirement? It’s not too late to start recapturing those payments, but you have to get started!

Are you still earning income?

Do you want to grow wealth?

If you answered “yes” to any of the above questions…

You should try out this “wealth building strategy” to radically improve your life.

We’ve detailed every crucial element of this powerful step-by-step wealth-building strategy in our brand-new book titled “Don’t Spread the Wealth”

Within days of hitting the shelves.

It shot up to the #1 spot on Amazon’s bestseller list…

Now, I know what you’re thinking: “Is this really different from all the other financial advice out there?”

And that’s a fair question.

But look, I fully appreciate that you are likely skeptical.

We’ve seen all the flashy promises and slick sales pitches from so-called experts.

It’s easy to feel overwhelmed and skeptical.

But here’s the thing…

This book is different.

It’s packed with real, actionable strategies that you can start using RIGHT NOW to take control of your finances and build the kind of wealth that lasts. 

Clear, practical steps that have been proven to work for everyday people just like you. 

Imagine what it would feel like to finally break free from the grip of traditional banks and take charge of your financial future.

What if you could fund your dreams, support your family, and create a lasting legacy—all without relying on the banks?

That’s what this book is all about.

These are the tools and strategies that are working RIGHT NOW in 2024, in fact, this system is proven to have worked over the last 100 years like clockwork.

And I’m not just talking about some pie-in-the-sky theory. This is the real deal.

We are giving you everything you need to succeed at planning for the future because we believe in paying it forward.

Your success is our success, and together, we can achieve incredible things.

See Why Thousands Of People Are Raving About This Book…

This book is not about investments of any kind.

We show you exactly how to take control of your money and build lasting wealth—without ever relying on banks or rolling the dice with your life savings in a risky market.

With everything going on in the world, you deserve a plan that protects your family’s financial future, no matter what.

But once you start applying these strategies…

You’ll wonder why you ever trusted the typical financial advice banks and advisors.

You finance everything you buy.

Either you pay interest to a lender or give up interest you could’ve earned by using your own money. Both choices hurt you over time.

But with our system, you don’t have to choose these 2 choices.

You can finance through a system you control, pay back to your system, and share in the profits generated.

In the meantime, your capital will continue growing uninterrupted.

And we explain exactly why in the book.

Just know this…

This isn’t just about chasing rates of return or gambling with your money. 

It’s about how you finance the things of life, which can certainly include investments. 

As time goes by, interest rates go up, interest rates go down—but the process of banking continues, no matter what’s happening. 

It’s a well-known fact that banks make more money during times of low-interest rates than when rates are high. Imagine harnessing that same power for yourself.

They say the more you give, the more you get.

And since we are all about helping you get a lot

We are giving you everything in this book…

(Some might say too much, but we’ll let you decide!)

Why This Is the Only Book of Its Kind… And Why It Will Transform Your Wealth and Legacy, Just Like It Has for Countless Families…

Secrets they do not want you to know about….

Secret #1: Building Wealth Without the Market’s Whims — Forget the stock market and interest rate games. With this system, you can grow wealth steadily by controlling your own banking, free from market ups and downs. Control your capital, and opportunities will come to you!

Secret #2: Fund Major Life Expenses Without 3rd Party Banks — Imagine buying a car or even a home without dealing with banks. This strategy lets you finance life’s big expenses and control the flow of capital for the rest of your life.

Secret #3: Starting Is Easier Than You Think — Starting is easy and doesn’t require a fortune. Gradually build your system and secure your family’s financial future. We did it this way and so can you!

Secret #4: Unlock Powerful Tax Advantages — You’ll learn how to grow your wealth tax-free and access it without the taxman’s cut. Plus, secure a tax-free legacy for your loved ones with automated wealth transfer.

Secret #5: Create Your Own Banking System — Banks profit by controlling your money and interest payments. This strategy flips the script, letting you control the banking process. You set the terms, keep the profits, and pay yourself back—just like the banks do.

Here’s Just A Mere Fraction Of The Gold You’ll Discover In These Pages

Why the Rich Get Richer: Are you the master of your money, or does your money master you? (Ever wondered why some people always seem to have the upper hand with money? Spoiler alert: It’s not just luck!) — Page 24

Money Doesn’t Buy Happiness — But Bad Stewardship Will Steal It: How to Avoid Financial Pitfalls and Create Lasting Joy (Think money can’t buy happiness? Wait until it starts slipping through your fingers!) — Page 36

Money Doesn’t Buy Happiness — But Bad Stewardship Will Steal It: How to Avoid Financial Pitfalls and Create Lasting Joy (Think money can’t buy happiness? Wait until it starts slipping through your fingers!) — Page 36

How to Keep Your Family’s Wealth Safe for Generations: The Power of a Family Banking System (Don’t let your family’s inheritance be depleted by tax!)— Page 41

The hidden cost of buying a car, a home, or paying for college—and how to recapture those lost dollars for yourself (Think paying cash is the smartest move? Think again. Learn how to reclaim the interest you didn’t even know you were losing!) — Page 57

Why involving your kids in the family banking system might be the smartest move you ever make (They say our financial instincts are shaped during our early years. Get them involved early, and you might be surprised by their insights) — Page 77

The Real Purpose of IBC: It’s Not About Getting Rich Quick (If you’re looking for a get-rich-quick scheme, you’re in the wrong place. Learn how IBC is about long-term control, not instant wealth) — Page 84

How Ready Access to Capital Can Help You Seize Opportunities (and Why It’s a Must for Building Wealth) …Ever missed out on a great opportunity because you couldn’t access cash? Learn how having ready access to capital can make sure that never happens again.— Page 88

Real Stories

We could tell you more, but it’s better to hear it directly from our clients at one of our exclusive, client-only events.

YouTube video

“It’s nice to have that freedom and know the money stays with us”

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“Gave me a good path to teach my kids, so they can continue the process for future generations”

YouTube video

“You can start out with 100 bucks a month if you’re on the fence or afraid, and then you’ll just see the magic happen”

YouTube video

“IBC isn’t just about finances—it’s about rethinking your thinking”

1,400 Customer Reviews

Here’s What To Do Next

Okay, as I mentioned before, this book is free.

We’ll pay for the book, and all we ask is that you help us cover the small shipping and handling cost…

And we’ll send it anywhere in the world!

But before we make this magical little exchange.

Just know, if you would prefer to listen to the audiobook, or read it on your Kindle, iBooks or PDF etc…

We also have it for sale for a small fee – once you put your details in the order form below…

Why Are We Giving This Book Away 100% Free Of Charge?

Well, there are actually 2 reasons…

1) To clear up the misconceptions and set the record straight.

Let’s face it, the Infinite Banking Concept (IBC) has gotten a bad rap because too many people, even so-called finance experts, don’t truly understand how it works.

There’s a lot of noise out there, and much of it is just plain wrong.

This book is my way of cutting through the confusion and showing you that this concept is the real deal—and it WORKS.

We’ve laid it all out, debunking the myths and giving you the facts so you can see the truth for yourself.

2) To show you it really works by showing you how.

Look we are not just another insurance agent trying to get you to buy our products.

No way Jose.

We would rather let the results speak for themselves.

That’s why we are giving away this book for free—so you can dive in, understand the process, and start seeing the benefits in your own life.

We know that once you experience the power of this concept, you’ll see why it’s helped so many people build and protect their wealth.

This is about starting a relationship based on real value, and my hope is that this book is just the beginning.

But let me be clear—there’s no obligation now or ever to buy anything else from me.

Our goal is simply to give you the tools you need to take control of your financial future.

And if that leads to us working together down the road, great. But for now, all you need to do is…

Free Bonus #1

Bonus: The Ultimate Video Learning Experience:

Real-Life Stories and Case Studies That Prove Infinite Banking Works—(Even If You’re Skeptical About IBC)

That’s right.

As a FREE bonus, when you claim your copy of our book, you’ll gain access to 18 exclusive videos (a total of over 4.5 hours) of custom-curated content to enhance your learning experience.

These videos match up with the chapters in the book and show you real-world examples of how the ideas work, making everything easier to understand and more exciting!

 Here is a fraction of the bonus content you’ll receive….

The Secret to Paid-Up Additions (Unlock the strategy that accelerates your policy growth and maximizes your wealth) — [Chapter 8: Page 85]

Explore the Stories from the Book Including Jayson Lowe’s Impactful Life Featuring His Moments at Rock Bottom (Discover how Jayson turned his life around using the principles outlined in the book — proof that anyone can achieve financial freedom.) — [Chapter 2: Page 26]

How to Create “Live-Steam” in Relation to Your Financial Life Using a Real-Life Policy Example (See a real-life policy example that shows you how to keep your financial earning capacity running at full steam) — [Chapter 6: Page 67]

The Power of Child Policies Looked at Over an Entire Lifespan (Understand how securing financial futures for your children today can impact their entire lifespan) — [Chapter 5: Page 59]

Interviews with Kids Their Perspective of Family Banking Meetings (Watch how early involvement in financial discussions can shape a stronger financial future for the next generation) — [Chapter 7: Page 77]

The Impact of Receiving a Windfall Event at the Passing of a Loved One ( Learn how to handle and benefit from a financial windfall during a time of loss) — [Chapter 6: Page 63]

This free bonus training is just the thing for…

Watching real-life stories from people who have implemented this strategy.

You’ll also get to see case study demonstrations of how the Infinite Banking Concept works. 

Free Bonus #2

Claim Your Free Ultimate Family Banking Toolkits!

When you claim your FREE copy of the book, I’ll also be handing you an exclusive 15-page Workbook that guides you through hosting and beginning your own Family Banking Meeting process.

But that’s not all…

PLUS! – You’ll also get…..

Insights to Action Worksheet (Transform your knowledge into actionable steps that will start growing your wealth right away) — [Chapter 4: Page 46]

This toolkit is your roadmap to implementing everything you learn in the book.

It ensures that you build a successful banking system that keeps your wealth within the family for generations.

Thanks for taking the time to read this page and I look forward to hearing from you soon!

Jayson Lowe

Richard Canfield

P.S.

Aaaaaah you made it, to the warm and cosy place in the PS section.

And, in case you’re one of those people who just skip to the end, here’s the deal:

I’m sending you a physical copy of my bestselling book…

That reveals the exact strategies and principles that are helping countless families build and protect their wealth for generations.

The book is free, and all I ask is you help me out with the small shipping and handling fee.

DOUBLE P.S.

Seriously? Still reading? Who stole your money?…

Okay, look. This is a very limited offer because I’ve only printed a few thousand copies of the book and they are packed and ready to be shipped.

Once we’ve sold out we’ll have to do another print run.

And I don’t know how long this will take.

So act now and just hit the order button.

Tick-tock.

Tick-tock.

You won’t regret it.

FAQ

Who is this for?

Are you a real estate investor…. looking to secure more deals, build up capital, and  contain more of your lifelong portfolio’s cash flow?

Are you a supplier handling lots of inventory needs — seeking a reliable way to secure large purchases, maintain ready access to capital, and recapture those funds for your next big project?

Are you a loving parent — who wants to leave a lasting legacy for your family that is protected from heavy taxation while passing on generational wealth?

Are you a recent graduate bursting with ambition, eager to plant your flag in the world but still figuring out your path? Infinite Banking could be your first step to building a pool of capital while you build momentum and create your financial life on a strong footing of stability. 

Do you have student loans, a mortgage, or car payments that seem to make wealth-building feel impossible? Imagine paying off your debt through your system and recapturing the flow of payments that have been leaving your life to instead begin accumulating towards your retirement goals.

Are you eyeing your next car but dreading the idea of taking out another high-interest loan to make it happen? Or potentially worse paying cash and draining all of your nest egg to simply try and avoid a monthly payment…but leaving yourself vulnerable to an uncertain economy?

Are you past your mid-years and worried about not having enough saved for retirement? It’s not too late to start recapturing those payments, but you have to get started!

Are you still earning income?

Do you want to grow wealth?

If you answered “yes” to any of the above questions…

You should try out this “wealth building strategy” to radically improve your life.

Will this work for me?

Everyone’s situation is different, but here’s the great news—this system can work for anyone.

All it takes is a commitment to learning and positive cash flow (meaning more money coming in than going out each month). The rest? We’ll coach you through it, step by step.

And trust me, we’ve deployed this wealth-building strategy across countless families and individuals, all with different financial goals, backgrounds, and circumstances.

The results speak for themselves…You should try out this “wealth building strategy” to radically improve your life.

Is there a digital or audiobook version available?

Yes, if you would prefer to listen to the audiobook, or read it on your Kindle, iBooks or PDF etc…

I have it for sale for a small fee – once you put your details in the order form on this page.

How is this different from other products?

Let me break it down for you…

When you compare IBC to traditional wealth-building tools, it’s not about one being better than the other.

The truth? They can complement each other.

IBC gives you something traditional tools don’tcontrol. You get flexibility, access to cash when you need it—no penaltiesno waiting for approval from the bank.

Now, sure, traditional tools like 401(k)s and investment accounts can give you market growth potential.

But they lack the guaranteed, steady growth of IBC.

Here’s the deal—you use both. With IBC, you get liquidity, while still tapping into the market returns of traditional investments.

Plus, let’s talk taxes. The tax advantages of IBC?

Tax-deferred growth and tax-free loans that supercharge your financial strategy.

While traditional investments come with market risk, IBC gives you stability.

And the death benefit? That builds generational wealth, securing your family’s future.

Together, IBC and other tools can work in harmony to maximize your wealth-building potential.

No fluff. Just facts.

What exactly am I getting?

I’m sending you a free physical copy of my Amazon bestselling book, Don’t Spread the Wealth

Inside, you’ll discover the exact strategies families and individuals are using to build lasting wealth and take control of their financial future with the Infinite Banking Concept.

The book is on me—all I ask is that you cover the small shipping and handling fee.

Do you have any success stories?

Over 1400 from our locations across Canada.

More than I can fit here. So, check out some reviews here.

When will my book arrive?

When you click the button on this page to confirm your order, your copy will be shipped out in about 7 business days. 

Depending on where you are in the world. 

If you pick up the digital or audio version (highly recommended) you can get started immediately.