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Cash surrender value is the exact amount of money you will get if you decide to cancel a permanent life insurance policy before it matures or before you pass away. Cash surrender value is an asset you own. On a permanent life insurance contract there are a number of ways…

What is Mortgage Life Insurance Mortgage lenders and banks offer consumers mortgage life insurance which is meant to clear off a family’s mortgage balance should the borrower(s) die. While this is a convenient option to consider, like anything, there are pros and cons. In the case of mortgage life insurance, the risk and absence of…

Participating policy – What to expect. A participating policy is an insurance contract that pays dividends to the policy holder. Dividends are generated from the profits of the insurance company that sold the policy and are typically paid out on an annual basis over the life of the policy. Most policies also include a final…

What is Cash Flow banking? Cashflow Banking or Cash Flow Banking is a strategy used to describe a way to capture the opportunity cost on your cash flow as it moves through your life. The banking aspect refers to the way you can transactionally access this stored cash flow from the cash values of a…

Insured Retirement Plans (IRPs) allow you to have your cake and eat it too. In the article, we’ll be exploring what IRPs are, how they work, plus the pros and cons of getting one. Finally, we’ll tell you what kind of individual is best suited for this strategy. Insurance can be complicated. So, before we…

Insured retirement plan (IRPs) Insured Retirement Plans (IRPs) allow you to have your cake and eat it too. In the article, we’ll be exploring what IRPs are, how they work, plus the pros and cons of getting one.

Insured retirement plan (IRPs) Insured Retirement Plans (IRPs) allow you to have your cake and eat it too. In the article, we’ll be exploring what IRPs are, how they work, plus the pros and cons of getting one.